Way Finders is nonprofit nationally certified by HUD, CHAPA, and the NeighborWorks Nationally Industry Standards. Credit Success is a financial education program that offers educational workshops, individual support, and guidance to anyone in the community. Our program helps families and individuals reach their goals, whether they want to buy a house or a car, pay off student loan debt, or learn how to build excellent credit.
The Family Self-Sufficency Program (FSS) is a 3-5 year program that provides supportive counseling, financial education and credit success workshops to Way Finders' Section 8 Housing Choice Voucher participants. FSS participants will work one-on-one with Economic Mobility Specialists to develop an action plan to their goals whether it be to secure employment, further education, purchase a home, or start a business.
Way Finders serves as the regional Housing Consumer Education Center (HCEC) for Hampden and Hampshire counties and administers financial assistance programs such as Residential Assistance for Families in Transition (RAFT), The Emergency Rental and Mortgage Assistance (ERMA), and other municipal programs.
Way Finders' METAR team found stable housing for 107 families and individuals with an overall average of $4,000 per household provided for rehousing. 46% of households were placed in market rate apartments and the remainder found subsidized housing.
Ivelisse, who endured domestic violence, multiple threats of eviction, dependence on emergency assistance programs and a house fire that left her and her two kids homeless less than one year ago, now purchased her first home. This is her story, in her own words:
“To be honest, never in my wildest dreams would I think a single mother of two working two jobs could be in this position. But when I promised my son on Christmas morning that I would buy him and his baby sister a house, I planned to keep that promise regardless of the obstacles I faced.
Home Modification Loan Program (HMLP) is a state funded program that helps Massachusetts residents live more independently at home.
HMLP provides 0% interest loans in amounts between $1,000 and $50,000 to homeowners and small landlords for modifications to the primary, permanent residence of elders, individuals with disabilities, and families of children with disabilities.
These loans allow homeowners in Massachusetts to remain in their home and must specifically relate to a person in the household’s ability to function on a daily basis.